Are you looking for lenders that offer VA mortgage refinance loans for people with bad credit? Now is a great time to find VA loans for people with poor credit scores.
BCMR will help you shop lenders that offer competitive VA refinance mortgages under the streamline, rate and term and cash back products.



Shop VA loan programs for Refinancing, Cash Out and Construction. BCMR helps military veterans compare VA home refinance loans online.

Fixed Rates Offer Financial Security
- Lower Mortgage Payments
- Real Interest Savings
- Borrow up 100%
- Lenders will compete for your business.

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VA Refinance Loans
Bad Credit Mortgages

BCMR is a respected online source for VA refinances loans, bad credit mortgages and subprime mortgage refinancing for military borrowers with less than perfect credit, prior bankruptcies. VA refinancing is a viable solution for consumers looking to refinance their adjustable rate mortgage. Even borrowers who are behind on their bills can refinance and start saving money immediately. Consolidate your adjustable rate loans, credit cards, car loans, and unsecured loans into your new VA mortgage.

Get help finding competitive VA home mortgages and government home financing for military veterans in 49 states. Refinance programs can be introduced to meet your specific needs with our respected mortgage lenders that are approved to process VA mortgage refinancing in 50 states.

VA Refinance Options

  • 30-Year Fixed Rate Loans
  • Government Refinancing
  • Cash Out Refinance to 90%
  • VA Refinance to 100%
  • Military Home Equity Loans
  • 1st Time Homebuyer Loans
  • VA Mortgage Refinance and 1st and 2nd Loan Consolidation

Find out how much you can save by refinancing your existing mortgage with Bad Credit Mortgage Refinance.

With VA refinance mortgages you may be eligible to consolidate multiple, high-interest credit cards and loan payments into one, lower monthly payment. You can Save Hundreds of dollars every month! The veteran mortgage refinance product also includes the VA refinance streamline that automates the process with reduced closing costs. VA borrowers that have the ability to reduce their interest rate by refinancing their existing VA mortgage.

  • No application fee or annual fees
  • Our Notaries will come to you for signing final loan documents
  • Tax Advantages for all mortgage interest up to 100% of your home's value.

Cash Reserve Standards for VA Mortgage Refinance Loans

  • 1-unit: No reserves required
  • 2-4 units: No reserves required (when rental is not used for eligibility purposes)
  • 2-4 units: 6 months PITI required (when rental income is used for qualification purposes)
  • Mortgage amounts >= $417,001 ($625,501 for AK and HI): 6 months PITI reserves required

*VA refinancing approvals are subject to submitting a loan application directly to mortgage lenders. They may require a verification of income, employment, assets and other information like obtaining an acceptable property.


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