Welcome to BCMR website. We have earned a solid reputation as a mortgage company that delivers a wide variety loan programs for people with bad credit.

We are a National Mortgage Advisory Company with a lending niche in the sub-prime mortgage industry!!!

Get the cash you need to pay off credit cards or make home improvements. Mortgage rates are the lowest they have been in years, so live in the moment and get approved while money is so cheap.



Get Financing now with subprime loan programs for Refinancing, Hard Money Loans, & FHA Mortgages. Talk to multiple companies about home loans for bad credit.

Fixed Rates Offer Financial Security
- Lower Mortgage Payments
- Real Interest Savings
- Borrow up 100%
- Lenders will compete for your business.


Bad Credit Loan Programs for People with Challenged Credit

If you are a first time home buyer with poor credit scores then let our lending specialists offer you competitive mortgage rates on conforming loans, VA, FHA and other bad credit loan programs. In a recent article Nationwide Mortgages discussed the pros and cons of loan programs that require no down-payment. We can help you find out if you qualify for a zero-down house loan with the no down-payment requirement being waived by the underwriter. We offer 1st time home purchase loans for people with damaged credit. We know that you will like the convenience of our streamline loan process.

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Home Purchase Loan Programs

  • Bad Credit Home Financing
  • No Credit Home Mortgages
  • New Loan Programs for Poor Credit
  • Conventional 30 Year Fixed
  • Hybrid ARM Interest Only
  • Payment Option ARM Loans
  • FHA Home Mortgages
  • Veteran Home Loans
  • Jumbo Home Loans

With our system you will receive 3-4 loan quotes from local lenders who want to make your first home financing experience a good one. Remember that sellers, brokers and realtors always look to align themselves with buyers who are pre-approved from a lender who will ensure that their real estate transaction closes as scheduled.

Take advantage of our flexible loan programs with Low mortgage rates for Debt Consolidation, Home Improvement or Cash Out.

Mortgage Refinance Loans

  • Fixed Rate Low Monthly Payments
  • VA Streamline Loans
  • FHA Home Refinance
  • Conforming Loans
  • Jumbo Home Mortgage
  • Make Home Improvements
  • Borrow up to 100%
  • Cash Out Refinancing
  • Loan Consolidation

With our loan program process you will receive 3-4 loan quotes from lenders who want to earn your mortgage business for the years to come. With that in mind, you will benefit from competition in the marketplace and improved customer relations from the traditional mortgage lenders. Even if we are unable to match you with one of our credit loan programs, we will refer you to one of our associates, like the Bad Credit Mortgage Company.

Hard Money 2nd Mortgage Loans

  • Fixed Rate Loan Payments
  • No Credit Score Required!
  • Borrow from 75-100%
  • Finance Cash in Hand
  • Bankruptcy Consolidation
  • Finance Home Repairs
  • Private Money Lending
  • Stated Income Loans

With our refinancing process you will get to consider proposals from several loan companies that seek to earn your refinancing business. Keep in mind that we work with service oriented private mortgage lenders who also promise competitive interest rates on all of our loan programs.

Equity Loan Consolidation

  • Fixed Rate 2nd's
  • Consolidation your bills
  • No Income Verification loans
  • Cash Out for financing
  • Debt Consolidation
  • Self Employed Loans
  • Home Improvement Loans

With our process you will learn about the bad credit loan programs that you are eligible for. We will introduce you to lenders who want to earn your loan business now and for the years to come. With that in mind, you will benefit from competition in the marketplace and enhanced customer support.


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How to Refinance a Mortgage with Bad Credit  | How to Get a Mortgage for People with Bad Credit  |
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