At the Bad Credit Mortgage Refinance Company, our lenders offer poor credit FHA loans even to people with past bankruptcies and foreclosures.
Get approved quickly for FHA refinancing even if you have low credit scores.

Mortgage rates just dropped again! click here for a FREE mortgage quote.



Shop FHA bad credit home loan programs for Refinancing, Hard Money Loans, and now the FHA 203K Loans. Now you can rehabilitate your home with cash out available up to 15% beyond your home's value.

Find FHA Refinancing for Fixed Rate Solutions
- Lower Mortgage Payments
- Real Interest Savings
- Streamline Beyond 100%
- FHA Lenders will compete for your business.

Home Equity Loan for Bad Credit

How to Refinance a Mortgage with Bad Credit

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FHA Refinance Loans & Bad Credit Mortgages

BCMR will help you find approved lenders offering bad credit FHA home loans for refinancing with great service including underwriting and processing. We offer info on affordable FHA mortgages for people with bad credit. Borrowers who want competitive interest rates on a FHA mortgage and access to aggressive loan programs get excited when they learn about our company. Work with professionals that have been facilitating refinance solutions with bad credit mortgages by utilizing refinancing with the Federal Housing Administration.

FHA refinancing loans are a great method for homeowners with low fico scores to secure a lower interest rate. Many borrowers still have adjustable rates, so a FHA refinance loan may be the best path to lock into a fixed interest rate for fifteen or thirty-years. Review quotes for competitive FHA refinance programs and government home loans in 49 states. Refinance programs can be created to meet your specific needs with our private lending options. Consolidate your adjustable rate loans, credit cards, car loans, and unsecured loans into a bad credit FHA mortgage.

Low Rate Mortgage
FHA Mortgage with Bad Credit Options

  • 15 and 30-Year Fixed Rate Loans
  • Government Insured Loans
  • Find FHA Home Loans for Bad Credit
  • FHA Cash Out Refinance to 85%
  • FHA Refinance to 96.5%
  • Home Repair Loans to 115%
  • 80-96.5% Refinancing with FHA
  • Bad Credit FHA Mortgage Refinance
  • Debt Consolidation to Pay-Off Bills
  • Refinance Loans for People with Bad Credit Scores
  • Streamline Refinance with No Appraisal
Get Started

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Is it Easy to Qualify for Refinancing Using a FHA Mortgage with Poor Credit?

Shop FHA refinance loans that enable you to consolidate multiple, high-interest credit cards and loan payments into one, lower monthly payment. You can Save Hundreds of dollars every month!

  • No application fee or annual fees on FHA home loans with bad credit
  • Notaries will come to you for signing final loan documents
  • Connect with FHA Approved Lenders that can approve bad credit home mortgage loans
  • Tax Advantages for all mortgage interest up to 100% of your home's value.

*Your Loan approval is subject to submitting an application to the mortgage lender verification of income, employment, assets and other information like obtaining an acceptable property.


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This is not an advertisement for credit. We have no affiliation with the FHA and cannot guarantee that all bad credit FHA home loans will be approved. BCMR does not make FHA refinance loans. BCMR has no affiliation with any government entities. Please see participating FHA lenders for rates, terms and eligibility.