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		Home Page Mortgage News You Can Use Filling Out the 1040 If you are a do-it-yourselfer, read the instructions carefully. They explain changes in tax laws (such as the many revisions introduced by the legislation signed by President Bush last May) and are essential in accurately preparing your return. Before sending in your return, photocopy it. Also be sure to attach securely all required schedules and statements, such as Schedule D, on which you list sales of individual stocks or shares of mutual funds or carry forward unused capital losses from 2002. Don't panic if you are promptness-challenged. If you file late, the IRS can exact a nondeductible penalty of as much as 25 percent of the balance due, an assessment that can be avoided simply by submitting IRS Form 4868 by the deadline to get an automatic four-month extension to Aug. 15. After You File Save records that support deductions and other items, as well as a copy of your return. You'll need them if the computers bounce your return. Generally, the statute of limitations for the IRS to start an audit is three years from the 1040's due date. As one last step, open a file now for this year and begin to save the information that you will need next year at 1040 time.   Back to Original Article: News You Can Use   Continue with: Starting Planning, Now Tax Planning Is Not Just for April Taming the Paper Tiger Income Tax Software Eases Annual Filing to IRS Online Tax Tools Web Sites Offer Income Tax Advice and Assistance Uncle Sam Watching the Web Internet Taxes Considered, Again Tips to Get Started on 2003 Tax Returns Minimum Tax Causing Taxpayer Headaches Investment Costs Can Mean Tax Breaks Democrats Assail Bush Budget Plans, Tax Cuts Congress to Table Permanent Tax Cuts IRS Employees Targeted in Tax Review Few Tax Changes Expected for Small Biz
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